North Carolina Debt Repayment Plan Lawyers
At the office of Stroud & Panetti, P.C., our attorneys both bring decades of experience to individuals throughout the Winston-Salem area who are contemplating seeking bankruptcy protection. We take a straightforward approach, working one on one with you to resolve your immediate concerns and help you take steps to minimize problems in the future. We take the time to listen closely to the details of your case so that we can identify your options, as well as your chances of success, and help you take the right steps to protect your future.
To set up an appointment, contact our office by e-mail or call us at 336-724-2600.
Our Chapter 13 Bankruptcy Practice
If you are not eligible to permanently discharge your debts under Chapter 7, or if you prefer to repay your creditors, we can help you with debt reorganization under Chapter 13, commonly known as a wage earner bankruptcy plan. Under Chapter 13, you are allowed to establish new payment arrangements with your creditors, agreeing to repay them over a three-to-five-year period. Once you have filed for bankruptcy protection, you are protected by the automatic stay, which prohibits your creditors from calling you, writing you, or pursuing any legal action to collect the debt.
We will handle all matters related to a Chapter 13 bankruptcy petition, preparing and filing all the necessary paperwork and acting as your counsel in hearings or meetings with creditors, the court or the bankruptcy trustee. We will help you put together a reorganization plan to submit to your creditors and will carefully review any proposed repayment agreements from your creditors to make certain they are in your best interests. If you fail to keep your promises in a Chapter 13 bankruptcy, you can lose the protections afforded by the bankruptcy laws.
Chapter 13 bankruptcy, though not as popular and Chapter 7, offers advantages to people who want to avoid home foreclosure or resolve tax arrearage problems.
Contact Our Office
For a private meeting with one of our Winston-Salem Chapter 13 bankruptcy lawyers, contact us online or call our office at 336-724-2600. We are available for appointments evenings or weekends upon request.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
